TESTIMONIALS

TESTIMONALS

| have known Steve for over 35 years. Steve has always cared for me and my family’s well-being.
Steve was insistent that | purchase the Disability coverage that he presented to me. 1 resisted, said | did not neediit, | did not have the money, it wasn’t the right product. | came up with every excuse that we all do. But Steve was persistent, and | did purchase what he recommended. Then as things changed in my life | purchased more. | can’t begin to tell you how important those purchases were for myself and my family.
Without that coverage our lives would certainly have been different, in fact | honestly think that without the recommendations Steve made | would have been bankrupt, and only God knows what position | and my family would be in.
Truth be told | wish | had listened to a lot more “Wisdom” Steve tried to impart to me. If there is one thing that | would do now, knowing what | know, | would have
purchased as much coverage as | could have.

Thanks Steve You saved my life!

AM, DC SC

Steve for over 30 years. In that time Steve has cared for me and my family’s wellbeing. Steve was relentless that I purchase life insurance when my son was born. Over the years I have purchased more life insurance.

These purchases have been very important for me and my family. Without that coverage, our lives would certainly been different. The funds that grew in my policies allowed me to help fund our dream vacation home in Montana. The insurance gave me piece of mind, knowing that my family would be financially sound if anything happened to me and now it will provide funding for my retirement on a tax-exempt basis.
I have appreciated the relationship I have had with Steve over the years and can recommend him without hesitation.
Sincerely,

Charles C. Conte, MD. NY

I have known Steve for over 30 years. Steve has only cared for me and my family’s well-being. Steve was persistent, almost forcing me to purchase the Disability coverage that he presented to me. As most of my profession did, | resisted, said | did not need it, | did not have the money, it wasn’t the right product, | am never going to need it. | came up with every objection | could think of. But Steve was relentless, and | did purchase what he recommended. Then as things changed in my life | purchased more.

I can’t begin to tell you how important those purchases were for myself and my family. It allowed my family and myself to stay in our home while giving us the financial support my family needed, as | could not practice anymore due to an injury. As is often said: “Stuff Happens”. Well my life changed dramatically. | suffered a career ending disability. Without that coverage my life and my family’s life would certainly have been different. If there is one thing that | would do now, knowing what | know, | would have purchased as much coverage as | could have.
Thanks Steve, you literally saved my life and enabled me to move forward!

TC D.C. , New York